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All Blog Posts Tagged 'personal-finance' (12)

Protect Your Credit Score and Your Identity

It's hard to believe a three digit number can mean so much to your financial future. I am talking about your Credit Score, of course. With the current state of the economy, it's becoming more important than ever to maintain good credit. It may just be a number, but your credit score can determine whether or not you are approved for a new credit card to help your family make ends meet in the event you get laid off, and whether or not you can refinance your mortgage for a lower interest rate to lo… Continue

Added by Sylvia on February 16, 2009 at 4:57pm — No Comments

Download Suze Orman's 2009 Action Plan Book for Free!

Love her or hate her, Suze Orman is one of America's most popular personal finance experts. She is a best-selling author, motivational speaker and Emmy Award-winning television host. To help Americans deal with the current economic crisis, she has teamed up with Oprah and is allowing people to download her latest book Suze Orman's 2009 Action Plan, for free! According to Suze, 2009 is the year that c… Continue

Added by Sylvia on January 15, 2009 at 2:30pm — No Comments

Building an Emergency Fund

If the last few months have taught me anything, it's to expect the unexpected. Even though you may have your budget worked out to a "T" and stick to it religiously, you still may be faced with changes in your life that are beyond your control—such the stock market plunging, home or auto repairs, a job loss, unexpected medical expenses, higher gas prices or an extra cold winter that doubles your heating bill. These unexpected changes can be stressful enough. The last thing you want to do is inten… Continue

Added by Sylvia on November 17, 2008 at 9:00am — No Comments

Different Ways of Paying Yourself Each Month

I’ve always heard that you should pay yourself first before you calculate your monthly budget. I have always tried to set aside at least 10% each month but lately it has been pretty hard to put anything back without borrowing from it before months end. I have found some ways to put back what I need and in the process I have learned to live on a smaller budget.  Take advantage of your employer and enroll in direct deposit. Have a percentage of your paycheck automatically deposited into a saving… Continue

Added by Shelly on October 19, 2008 at 10:27pm — No Comments

Simple Ways to Cut Your Medical Costs

I just read that Americans spent more than $2.3 trillion on health care last year and that cost is expected to rise in the future. It's projected that in less than a decade, you will spend 20% of your annual income on health care! Although health care is a major topic in the Presidential election, things probably won't change much any time soon. AOL finance just had a great article on s… Continue

Added by Sylvia on October 16, 2008 at 4:00pm — No Comments

Cut Your Heating Bill in Half This Winter

The weather is starting to cool down and soon most of us will be hit with a bill no one looks forward to—the heating bill. Prices are climbing, and it doesn't look like rates are going down any time soon. Fortunately, there are some things you can do to reduce the cost of heating your home this winter. First, do an audit of your house and identify areas where heated air could leak out. Check around windows, doors, fireplaces, and any other areas that feel drafty. Close these costly leaks by usi… Continue

Added by Sylvia on October 3, 2008 at 3:30pm — No Comments

The Twelve Biggest Personal Finance Mistakes People Make Over and Over Again

By Trent Hamm @ The Simple Dollar As I’ve mentioned before, I get tons of email from people describing the personal finance problems in their lives, commenting critically on things I’ve written, and offering up their own stories of success. Not only that, as The Simple Dollar has become more and more popular, I’ve had more and more opportunities to talk about personal finance with people face to face. What amazes me is that I see mos… Continue

Added by Guest Blogger on September 29, 2008 at 2:00pm — No Comments

Spend Now, Save Later

Most frugal-minded people believe that you need to save money now so that you can spend it at a later time. For some, that "later time" is retirement, when the kids go to college, or a time that hopefully never comes—an emergency. This type of mindset is a great one to have, but it's important not to get carried away and be cheap—especially when it comes to things like your health or your teeth. Think of your family's health as an investment. It's much better to spend a little more on quality he… Continue

Added by Sylvia on August 11, 2008 at 3:30pm — No Comments

Pay Off Your Credit Card and Free Up Your Money

Are you in credit card debt? If you're just paying off the minimum each month, it's not going to get any better. Here are some suggestions for getting out of credit card debt and staying out: Pay yourself first. While working to repay your credit card bills, also work to build up an adequate emergency fund if you don’t have one already. The experts’ advice varies as to how much you should put away. Most of them say to have at least three months’ worth of living expenses in the bank. Havi… Continue

Added by Karen Bennett on August 6, 2008 at 3:08pm — No Comments

Teaching Children How to Save Money

My daughter is only two, but she has already mastered the concept of spending money. Any time she receives money for birthdays or holidays (or even just when she digs through my purse), her immediate reaction is to grab my hand and tell me she wants to go to the toy store. I finally realized that even though she's only a toddler, it was time for me to sit down with her and teach her a little about saving money. After all, she already understood the concept of spending it. After doing a little r… Continue

Added by Sylvia on May 12, 2008 at 3:30pm — No Comments

Pay Yourself First and Save

By the end of the month, does it seem your whole paycheck disappeared into thin air? I've never had a problem paying bills on time, but putting money into a savings account has always been a challenge for my husband and I until recently. One of our New Year's resolutions was to start putting more money into our savings. It's been only a few months, but we can already see that the few simple changes we implemented at the beginning of the year are helping our nest egg grow. If you are looking for… Continue

Added by Sylvia on April 7, 2008 at 10:00am — 2 Comments

No 401K? Try a Roth IRA.

by Karen

Roth IRA: A retirement savings alternative

If you are interested in kick-starting your retirement savings, a Roth IRA may be right for you. As opposed to many other types of retirement accounts, the money you put into your Roth IRA has already been subjected to income taxes. Because of this, once you reach age 59 1/2, you may make tax-free withdrawals from the a… Continue

Added by Sam Squealer on March 18, 2008 at 2:30pm — No Comments

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NEW Shopping List page

Check out CoolSavings' new shopping list page. It's a simple way to save big on your groceries! You can compare grocery sales, plan a meal AND make a shopping list, right here, right now.

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NEW Shopping List page

Check out CoolSavings' new shopping list page. It's a simple way to save big on your groceries! You can compare grocery sales, plan a meal AND make a shopping list, right here, right now.

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New Coupons Roundup 11/19/09

Be sure to click through all the pages (about 14 pages of coupons!), and check the details on each coupon, too. Save $3 on 1 HUGGIES® Pure and Natural Diapers. Discover the pure bliss of a diaper that includes gentle, natural materials. Sav...

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New Coupons Roundup 11/19/09

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Ms. Shoparazzi replied to Sylvia's discussion 'Great New Coupons to Share' in the group Coupon Exchange

The Holiday season is just around the corner, and I know we're all shopping around for the best deals. Here are a couple of great Visa Holiday deals I think you can make use of. Save $25 at Sears.com with your Visa card, Save 68% on the Omaha Stea...

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Coupon Exchange

Do you have extra coupons lying around? Need more of a specific coupon? Exchange the coupons you don't want for the coupons you need with the rest of the CoolSavings Community in our Coupon Exchange!

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A blog post by Sylvia was featured

Black Friday Deals - Sneak Preview!

I came across a great website, tgiblackfriday.com, that is updated with the latest deals and ads daily! Among others, they have the full page Black Friday ads posted for Best Buy, Target, Home Depot, Walgreens, Kohl's, Macy's and Kmart. You'll fi...

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Sylvia replied to coupon mama's discussion 'Deals for Eyemasters, VisionWorks, and Empire Vision Glasses!'

That is a great deal. Thanks!

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Sylvia replied to GreatSunny's discussion 'Safeway Coupons'

Thanks for the tip!

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