All Blog Posts Tagged 'tips' (9)

My twins were also my first children which caused me to purchase many unnecessary items. I only wish… Continue

Coupons and Rebates can save you a significant amount of money. However you can also lose money if you use a coupon or rebate depending on the purchase. You should also consider the fact, you will not be reimbursed for any taxes you paid when you submit for a rebate. Here are some questions to help you figure out if using a coupon or rebate makes sense. Do you usually purchase the item? If you purchase the product on a regular basis then using a coupon or rebate will save you money. Howe… Continue

Kids and babies require everything from clothes to car seats and much more. Most of these items are expensive and are only used for a short period of time. Here are some ways to find free or frugal kid or baby items. Ask Friends and Family If you need specific baby equipment or you are willing to accept any free kid/baby things, inform everyone you know. Most kid/baby objects are large and take up a lot of space. Some people are only too happy to pass along their things to someone else e… Continue

As a customer dealing with businesses, it is inevitable that you will encounter problems. The problems you experience can range from minor to serve. Here are some steps you can take to correct the issue. 1. Customer Service or Sales Person If you experience a minor issue such as the item you purchased rang up as the wrong price, your best bet is to go to customer service or ask a sales person. These issues are usually easily corrected especially if you catch the mistake before you leave… Continue

Doctor visits, medications and other medical costs can add up quickly especially if you have children or an illness. Here are some money savings tips related to medical costs. Negotiate with Doctors/Hospitals Most people don’t realize you can negotiate medical costs with your doctor or hospital. In fact according to 2005 Harris Interactive poll two thirds of patients who negotiated with a doctor, dentist or hospital were able to lower their bill. In relation to my personal experience, on… Continue

Nothing pains me more than to realize my coupon is expired or forgotten at home. If you forgot your coupon or have an expired coupon, here are some tips to prevent or correct this situation. Preventive Tips: Mark your Calendar If you have a great coupon or rewards coupon (such as CVS Extra Bucks or Best Buy Rewards) mark the expiration date on your calendar. You can also make a notation to use the coupon at least a week or two before it expires. Use the Coupon Immediat… Continue

Cook your own meals: The only way to truly know the calorie content of what you eat is to prepare the meals yourself. By cooking your own meals you can substitute for less fattening or lower calorie choices when necessary. Most recipes list calories, fat grams and other useful information to help you keep track of your daily intake. When you eat at restaurants or fast food places you eat more calories and fat grams since the portions are typically larger then what you would have at home.… Continue

Here are a few ways our family is coping: Switch to cloth napkins. I’m not sure why it took a down economy for this one to dawn on me, but cloth napkins are a great alternative to paper napkins, which increase waste and add to our non-food budget. Just say no to social events, or agree to meet after dinner. Peer pressure can wreak havoc on your financial plans. It’s never fun to turn down a chance to go out with friends, but there are ways to say yes without spending a fortune.… Continue

Few spending categories can kill a budget faster than food. For some families the art of frugal grocery shopping comes naturally. We have to work a little harder at my house, but over time we have developed a few tips to help navigate the grocery aisles. Here are a few of our favorites: Sign up for customer loyalty programs. Larger grocery chains such as Kroger or Publix have a customer loyalty program designed to enhance repeat business. Take advantage of “member’s only” pricing by sign… Continue